If you were thinking of going into the loan shark business or bookmaking, this episode might talk you out of it. The seedy world of deadbeats and broken faces can not be the route to happiness. If you can invent a more wack-ass piece of exercise equipment, then your financial future will be more brighter and secure. There is the issue of what to do if one of your customers discovers that one of the three easy payments is actually very difficult, but then you already know what to do in order to get your money.